CMHC has shown that currently 44% of all first time homebuyers use the resources that only a Mortgage Broker can offer. Generation Y: Also called Echo Boomers  (Sixty million strong have grown up on the internet). They do their homework before buying and are savvy when it comes to finances, they want to know the rates and other costs associated with home ownership.

It makes sense for them when buying real estate to use a Mortgage Broker.  WHY?...   They can apply online, get access to “what if “ scenarios and other need to know information. They want answers quickly, are loyal when a Mortgage Agent demonstrates the skills and understanding  they need to make the biggest purchase of their lives.                                     

Service and Price are important to them. The GOOD  news is they share information good or bad. 

Busy lives call for quick solutions and secure on-line Mortgage applications provide the opportunity for both.  In the comfort of your own home, you can research and apply for a pre-approval and through my office receive the information with-in hours. 

Efficient knowledgeable, secure service and some of the best rates in Canada, it’s a combination first time buyers want and need! 

A Guide to Your New Home Warranty is available from Tarion.  Down Load  here (pdf) booklet

Home News Energy Efficient Home can save you 10%. Eco friendly homes improve health
Energy Efficient Home can save you 10%. Eco friendly homes improve health

If you ‘re considering a home purchase and you can provide the certification that your  home is Energy-Efficient, you will receive a 10% ......

rebate on your Mortgage Loan Insurance from CMHC/ Genworth. It’s worthwhile getting the facts and having an eco friendly home .

 

In today’s marketplace it’s possible to buy a home with a low 5% down payment, however  the  mortgage loan will need to be insured by either CMHC or Genworth. Only those who are able to save a 20% down payment, are not obligated to pay the added premium.  Still, it makes sense to be a homeowner now and pay for the insurance over the life of the mortgage. Increase your  own assets not your landlord’s.

 

The greater benefit of a owning an Energy-Efficient home is you’ll save on the cost of utilities and on the high ratio insurance premium.  Don’t for get to tell us that your new home qualifies for the rebate and we will make sure you receive it.

 

Elfie and Kelly. Always looking out for your best interest!

 

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