CMHC has shown that currently 44% of all first time homebuyers use the resources that only a Mortgage Broker can offer. Generation Y: Also called Echo Boomers  (Sixty million strong have grown up on the internet). They do their homework before buying and are savvy when it comes to finances, they want to know the rates and other costs associated with home ownership.

It makes sense for them when buying real estate to use a Mortgage Broker.  WHY?...   They can apply online, get access to “what if “ scenarios and other need to know information. They want answers quickly, are loyal when a Mortgage Agent demonstrates the skills and understanding  they need to make the biggest purchase of their lives.                                     

Service and Price are important to them. The GOOD  news is they share information good or bad. 

Busy lives call for quick solutions and secure on-line Mortgage applications provide the opportunity for both.  In the comfort of your own home, you can research and apply for a pre-approval and through my office receive the information with-in hours. 

Efficient knowledgeable, secure service and some of the best rates in Canada, it’s a combination first time buyers want and need! 

A Guide to Your New Home Warranty is available from Tarion.  Down Load  here (pdf) booklet

Home Mortgage Talk Testimonials Client Testimonials

Here's what our clients say...

 

We are happy to say we've been clients of Elfie Hayes from Mortgage Intelligence for several years now. Elfie and her team have been true professionals in securing financing along with great rates on several real estate deals. Her team's professionalism has always made our transactions move forward and close efficiently.

We have recommended several friends and family members to Elfie and her team. She has always gone the extra mile in making sure they all had a positive experience. Do yourself a favor if you're looking for a mortgage in the future just call Elfie!

David and Joanna J. Whitby, Ontario.

 

Elife Hayes is on top of her game.  I was struggling with a financial burden recently.  She was able to get me a great rate for a new mortgage in the past, so I turned to her for help once again.  Elfie and her staff Lisa and Kelly responded to my needs very quickly.  In a matter of days, I had a new mortgage with an excellent rate and my debts were consolidated. I was extremely impressed.  Elfie is a wonderful, hardworking and compassionate person with which to do business.  I was relieved from this difficult situation, especially in this economic climate.

A. Reid    Toronto, Ontario.

 

We love dealing with Elfie! We wouldn’t consider going to a bank again.  She em-powered us. Banks don’t think outside the box, and their rules are etched in stone. When we first dealt with Elfie, rates were dropping we wanted a better rate for our mortgage, but the Bank said no. When we spoke to Elfie, her attitude was “What can we do for YOU”? We hardly knew her but she was willing to help us. We wondered why our own Bank wouldn’t help.  We have used Elfie’s team ever since. We weren’t judged, they simply advised us and worked with us. We’re in great financial shape now. Her willingness to help made the difference!

Geoff and Brenda U. Oshawa, Ontario.

 

It's our pleasure to refer Elfie and her team. We feel we offer our friends a gift when we refer them to Elfie for a mortgage.  We wish we had more names to refer to her office. It's not only the great rates, although that's where is starts.  We simply trust her.

E & A Zak, Ajax, On

 

We would definitely recommend Elfie’s services and staff at Mortgage Intelligence to friends and family. Their personal attention to detail, follow up and advice guided us through the entire process without stress.  Thank you Elfie and Staff.

Richard and Mary A. Markham, Ontario

 

Elfie and her staff treat each client as an individual. They make you feel like you are their only client!   Elfie was very responsive to my questions and concerns. I have completed my second transaction with her office and I have highly recommended her.  I received the best rate and service. She went above and beyond during both experiences with her office.

Debbie D. Whitby, Ontario

 

My experience with Elfie’s office was a very good one. They answered all my questions thoroughly and did not apply pressure when introducing their various products. I would highly recommend their service to others!

David B, Pickering, Ontario

 

If this is the type of service that you deserve, call us.

We want you to be among our satisfied clients!

 

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