Business Partners are always talking about Elfie and her team!

 Here’s what they say…

I recently attended Elfie's presentation on developing a business plan. It was excellent! Over the years I have seen several different business plans and attended several presentations on how to develop a professional business plan. Elfie's presentation was full of great tips for completing a business plan and extremely motivating. I think the user friendly outline of a business plan Elfie supplied will make completing my business plan for 2010 a much easier task. Thanks, Elfie.” November 2, 2009

“I searched for Elfie’s service when my clients were unable to get the necessary financing on a home they purchased from using a previous Mortgage Specialist. I looked for the help of a couple of Mortgage Specialist and Elfie was the only person who took the time to understand the problem and put a plan in place to find a solution. My clients a short time after were able to purchase a house and get the necessary finances as per Elfie’s promise. Elfie will works hard for your clients, communicates with the client and agent along the way and can be trusted that "what she says is as good as gold" and that the deal from a financial standpoint will be fulfilled.” October 25, 2009

"I would like to extend my gratitude to Elfie Hayes and Kelly Kozar at Mortgage Intelligence for their excellent standards, wealth of knowledge and commitment to their clients.  It's a great feeling knowing that your clients will receive the same care, professionalism and dedication that you give to them yourself. In a business where the Client is your business, this is paramount.  So to the Team at Mortgage Intelligence, as always, I extend my most sincere THANK-YOU!"
Deanna Timleck    Remax First

“Elife and her team are committed to strong recipricol partnerships. Their first priority - providing information and great customer service to all clients that I have referred to them, thus supporting my business. Elfie is always providing information, resources and business development opportunities for her local business partners. She operates on a philosophy of abundance.”
Michele Rowland Sutton Group Status Realty

“Elfie and I are proud members of CARAHS (Canadian association of Renovators and Home Stagers) Elfie has been our guest speaker, where she spoke on Relationship building and how to keep your company brand at front and centre for existing clients and prospects. It was interactive, fun and informative. Elfie also ensures she brings many prospects to the 7am meetings. Elfie is always ready to participate and encourage new members to join the group. Elfie also runs a six week workshop for new Real Estate agents offering hands on tools to help them with their journey. I consider myself very fortunate to have been a presenter at one of her sessions. If you go to www.lowrate.ca you will be able to find out more about her business and why she is successful."
Ann Harwood (Web Guru & Business Partner) awebsavvy

“It has been both a privilege and a pleasure working with Elfie. A consummate professional, she and her team offer exceptional customer service & knowledge putting the needs of clients and business partners first. She will get the job done!!”
Joan MacDonell  Consultant/District Manager, Arbonne International (Business Partner)

"I would like to say thank you from my heart for providing such great service to our mutual clients.  Because of you, I feel very safe in knowing that my clients always have the best rates, noble service and they are taken care of. Your knowledge, loyalty, and determination to do the best for the clients brings happiness to this world. It’s a great pleasure working with you. You are a great team.  Thank you again." 
Natalia Halenda Remax Ability (Oshawa).

“Elfie is a superb business woman always looking to help others succeed. She is creative and successful which helps her to over come any challenge a business owner may face.”
Leslie Morris, Professional Image Consultant (Business Partner)

"I recently began a new career in Real Estate. I was surprised when Elfie called to congratulate me.  She introduced herself, her company, what she could do for my clients and I.  From that day I knew I wanted to align myself with the Mortgage Intelligence team of Elife and Kelly.   They are very knowledgeable and go out of their way to ensure clients and realtors alike have a positive experience. Clients appreciate that they are  in constant contact with the team throughout the process. I'm looking forward to learning from them and building a lasting relationship.  Thank you Durham Mortgage $olutions team!"
Rebecca McGarvey - Remax Jazz (Oshawa)

"Thanks for hosting the Continuing Education seminars & fun events that you do.  They’re always a hit & I enjoy attending them. I appreciate the help, education & great rates that you & your team provide my clients regarding their mortgage needs. Thank you for the commitment you & Kelly have in working in partnership with myself & other Realtors towards many successful transactions.  I have added an article to the front page of my website with a link directly to yours. Hope this gets both of us some new business."
Kendra Metcalfe Sutton Group Status Realty Inc.

"Elfie, you and the MI team have been instrumental in my success as a Realtor!. You and Kelly are true professionals, always keeping abreast of both Lending and Real Estate markets.  I am confident in referring any and all of my clients to you for their financing needs."
Julie Thornton - Royal Service (Bowmanville)