Life Insurnace is offered to you when you are approved for a mortgage.

A mortgage is a large debt and should be insured for your family's peace of mind. However, it's always good to compare the rates for life insurance before committing to that of the Lender.

One important feature of Life Insurnace arranged through a registered Life Insurance firm, is that you are approved based on your current state of health at the time of application. Once approved, you can not be denied payment if you die.

This is not the case with the Life Insurnace offered by the Lenders. So even though you feel you are insured, a clain may be denied if your state of health at application was not exactly as you had reported.

We are able to guide you regarding the best options for your individual situation but we always recommend Life Insurance in some form.