CMHC has shown that currently 44% of all first time homebuyers use the resources that only a Mortgage Broker can offer. Generation Y: Also called Echo Boomers  (Sixty million strong have grown up on the internet). They do their homework before buying and are savvy when it comes to finances, they want to know the rates and other costs associated with home ownership.

It makes sense for them when buying real estate to use a Mortgage Broker.  WHY?...   They can apply online, get access to “what if “ scenarios and other need to know information. They want answers quickly, are loyal when a Mortgage Agent demonstrates the skills and understanding  they need to make the biggest purchase of their lives.                                     

Service and Price are important to them. The GOOD  news is they share information good or bad. 

Busy lives call for quick solutions and secure on-line Mortgage applications provide the opportunity for both.  In the comfort of your own home, you can research and apply for a pre-approval and through my office receive the information with-in hours. 

Efficient knowledgeable, secure service and some of the best rates in Canada, it’s a combination first time buyers want and need! 

A Guide to Your New Home Warranty is available from Tarion.  Down Load  here (pdf) booklet

Home Blog Blog Your Home, Your Investment!
Your Home, Your Investment!

Invest in Your Home’s Value.

As more and more houses become available to buy in our Market once again what is one thing that could make or break the deal just by pulling into the driveway of an open house?  The answer is the curb appeal. Here are some useful tips that will help make your home more attractive to potential home buyers.

Replace old columns – Make sure your columns are not visually too small to support the roof. The standard columns are 4” x4”; by replacing them it will look better.

Change old light fixtures – Make sure when you hang your outdoor light fixtures that they are hung at the right height. Sconces should be hung a bit higher then eye level which will reduce glare. If you have an unusual high entryway, try to use independent lights. It’s a great way to add sophistication to your home.

Replace your windows – Older homes generally will benefit greatly from the energy saved with new windows the most. Remember to keep the style of the windows with your home’s architecture. Replacement windows are generally less expensive because they are made to sit inside the present frame.

Add dormers – They break up a large growth expense and provide depth and balance to the front of your home.

Add or replace shutters – Make sure your shutters are not too small for the windows. They technically should be wide enough to cover the window opening when closed.

Add flower boxes to windows – These add colour to your home’s exterior and make your windows and home in general appear taller from the street. Don’t forget that shrubs that become overgrown can easily “consume” a small home.

Landscape to the street – The straight hedge at the front wall of the house to the street are completely gone. Same goes for the lawn that has no point of interest at all it just goes on until it hits the street. Remember to group your plants together don’t spread them out and your décor outside should have focal points to draw a potential buyer to your property.  

Frame the doorway with plants – Some different plants you could try are: boxwoods, steeds holly, smaller holly trees, arborvitae or dwarf Alberta spruce. Pots are easier to move around and you can take them with you when you move.

Assess your roof – Make sure your roof is free of leaks. Black or slate gray asphalt roofs look best. Some other options for roofs could be pressure treated cedar shake, Slate or raised-seam metal roofs.

To find out some more useful tips please visit the Toronto Real Estate Boards website.

 

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