About Durham Mortgage Solutions

First Time Buyers use Mortgage Brokers! CMHC shows 44% use Mortgage Brokers.

CMHC has shown that currently 44% of all first time homebuyers use the resources that only a Mortgage Broker can offer. Generation Y: Also called Echo Boomers (Sixty million strong have grown up on the internet). They do their homework before buying and are savvy when it comes to finances, they want to know the rates and other costs associated with home ownership.

It makes sense for them when buying real estate to use a Mortgage Broker. WHY?... They can apply online, get access to “what if “ scenarios and other need to know information. They want answers quickly, are loyal when a Mortgage Agent demonstrates the skills and understanding they need to make the biggest purchase of their lives.

Service and Price are important to them. The GOOD news is they share information good or bad.

Busy lives call for quick solutions and secure on-line Mortgage applications provide the opportunity for both. In the comfort of your own home, you can research and apply for a pre-approval and through my office receive the information with-in hours.

Efficient knowledgeable, secure service and some of the best rates in Canada, it’s a combination first time buyers want and need!

A Guide to Your New Home Warranty is available from Tarion. Down Load here (pdf) booklet

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About Us

About Durham Mortgage Solutions

Getting to Know “ Your Durham Mortgage Solutions Team”

Elfie Hayes of Mortgage Intelligence & her team serve Durham Region and the GTA through their new professional office building at 57 Kenneth Ave. Oshawa.

Elfie , Kelly and Carmela are all full-time licensed Mortgage Agents at the Mortgage Intelligence office in Oshawa. Their office is fully automated, giving clients the ability to apply for mortgages around the clock. Their combined experience delivers "Mortgage approvals"!

Corinna’s McKight has an office in Whitby and her business is focused on those who are not able to obtain financing from traditional channels. Corinna’s knowledge and relationships with a solid group of private lenders make her a valuable team member.

Dorothy serves the Port Hope, Cobourg, Northumberland and Kawartha Lakes areas providing residential mortgage solutions to her clients from our 50 National Lenders. Dorothy has over 25 years of experience and a passion to deliver approvals fast!

Michael Kozar is the Manager of the Leasing Division at Mortgage Intelligence Oshawa. For all your equipment leasing needs, Michael provides your one-stop solution.

In two short years we have grown to be one of the most diverse mortgage office in Durham Region and surrounding area. It is our pleasure serving you when you need a mortgage or require lease financing.

From Left to right: Dorothy, Carmela (seated), Elfie, Corinna, Kelly(seated)Michael and Jacalyn